BACC Members get a FREE Workers' Compensation mod analysis from Foster Sullivan Insurance Group to lower overall costs.
Many business owners see workers’ compensation insurance as a necessary cost of doing business, or a tax, and nothing more. These business owners don’t recognize the competitive advantage available to them by working proactively to reduce their workers’ comp premiums and the costs of losses.
Foster Sullivan Insurance Group wants to help BACC members achieve this lead against their competition. The amount you pay for workers’ comp premiums is based on a rating of your loss history called the experience modification factor, or mod. Almost every business has room to improve their mod and, in turn, save costs on their premium and total overall costs.
Foster Sullivan Insurance Group delivers a complete mod analysis to identify what losses are affecting your current mod rating, the lowest your mod could be and the amount of money in between the two that you could be saving. We can pinpoint cost drivers, such as frequency or severity, and develop specialized loss control solutions to address your business’s specific needs.
As a BACC member, I would like to share my expertise and show you more about working with the mod through a FREE mod analysis and consultation. This analysis will provide insight into the potential cost savings and opportunity of working to optimize your mod.